Black Friday Deals are Here - Are You Protected from Identity Theft?

Black Friday deals are here and the question is....Have you properly protected yourself from Identity Theft?

Black Friday deals are everywhere.  From brick and mortar retail giants like Walmart to the huge online shopping experience with Amazon.  It seems you just can't seem to get away from all the Black Friday Deals.  Some say that this is the best time of year to get the very best deals.  One group of people that would definitely agree with that statement is identity thieves.

Click here for a Quick Video on Protection from Identity Theft

Identity theft affects millions of people each year.  Identity Theft is the #1 consumer complaint filed with the Federal Trade Commission for over 15 consecutive years.

There are 5 major forms of identity theft:

• Criminal -  Using stolen IDs as personal identification during an arrest.
• Social Security - Using a victim’s Social Security number to obtain employment or commit tax fraud.
• Medical - Using personal information to make medical insurance Medical claims.
• Financial - Accessing financial information or obtaining credit using someone else’s ID.
• Synthetic - Using multiple victims’ ID or information to create another identity.

Over the next couple of weeks millions of consumers will expose their private financial information to companies that have already publicly admitted to being hacked by identity thieves.  Exposing your private information to these companies is like playing a game of Russia Roulette with your information if you don't have adequate protections.  Many consumers falsely think that they don't have to worry about identity theft because they believe that their bank will keep an eye on their financial interest.  In reality banks only monitor accounts with their banks.  All other forms of identity theft is not covered and exposes consumers to all kinds of dangers.

Experts find the best way consumers can protect themselves from identity theft is to be proactive.  One program that is becoming more and more popular is IDShield.  IDShield provides privacy and security monitoring, consultation, and Comprehensive Identity Restoration from Kroll.

Click here for more information on IDShield

In the unfortunate event something does happen to your identity during this Black Friday season, IDShield will supply the professional help you need in order to have your identity restored to what it was before the fraud occurred.  IDShield has plans for both individuals as well as people with families at an affordable price.

To sign up today and protect your identity, click here

Being proactive against identity theft greatly reduces your risk against loss.  Please stay safe this holiday season.


Daniel C. Lewis is known across the country as an identity theft expert.  He was named in by the National Notary Association as the 2010 National Notary of the Year.  He was also named that same year by the Indiana Secretary of State as an Honorary Secretary of State.  Daniel is currently serving as the President of the Indiana Notary Association.  Daniel is a entrepreneur, writer, video editor, and was the Executive Director of the radio show "We Are Too Smart To Live Like This"

How to find the Right Attorney?

By Daniel C. Lewis

Many people have asked this questions over the years.  The key to answering this question lies in several factors.  Here are just a few tips that may help you with the process.

1.  Determine what your legal needs are.  Attorneys specialize in a variety of different areas of law much like doctors specialize in different area of medicine.  You wouldn't go to a Podiatrist (Foot and Ankle Specialist) for Orthodontist (braces and retainer) work nor should you mix and match your attorney specialties. You want to find an attorney that has the expertise you are looking for.  Seek out an attorney that will help you solve your issue.  

2.  Ask for recommendations from friends or family.  This is especially helpful if that friend or family member has gone through a similar situation in which they employed an attorney.  Keep in mind that each legal case is different and that what is good for one person may not be good for you.  Make sure to ask plenty of questions.

3.  Check to see if your employer offers legal plans as a benefit.  Just like buying items in bulk from Sam's Club or Costco at a reduced price, legal plans may be available much in the same way at your place of employment.  LegalShield, for example, is highly rated and offers a variety legal services plans that will allow the average consumer access to top rated attorneys around the country at an affordable price.

Click here for more information on LegalShield

If you are have checked with your Human Resources Department and they are not currently offering legal services plans as a voluntary employee benefit please forward this article to them.

Click here for Legal Benefits and Identity Theft Protection for Employers

These plans offer attorney services as well as identity theft protection for employees.  Plans are also available for individuals as well as families.  

Keep in mind that the law is complicated and not having the right attorney could cost you more.  Attorneys understand how to get to the root of an issue and develop the best options to resolving the issue.  Finding an appropriate attorney will actually save you time and money in the end.  Taking the time to find the right one is time well spent.  


Other Articles Written By Author:

How do you protect yourself from Identity Theft...

What states issues the most speeding tickets?

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Daniel C. Lewis is known across the country as an identity theft expert.  He was named in by the National Notary Association as the 2010 National Notary of the Year.  He was also named that same year by the Indiana Secretary of State as an Honorary Secretary of State.  Daniel is a entrepreneur, writer, video editor, and was the Executive Director of the radio show "We Are Too Smart To Live Like This". 

  

How do you protect yourself from Identity Theft

by Daniel C. Lewis
Updated September 10, 2017

Each year the average financial loss attributed to identity theft hits a new high.  States like Arizona, California, Florida, Texas and Nevada are among the states with the highest identity theft complaints per year.  Identity theft is defined as the misuse of personal information to either open a new account and/or for fraudulent purposes.

Recently, Equifax, one of three largest American consumer credit reporting agency, had a massive breach.  According to the Federal Trade Commission the breach lasted from mid-May through July.  The hackers hackers accessed people's names, Social Security numbers, birth dates, addresses and insome instances, driver's license numbers.  They also stole credit card numbers for 209,000 people and dispute documents with personal identifying information for about 182,000 people.   

How then can you protect yourself from identity thieves?

Here are five proven quick easy steps design to lower your risk of becoming a victim of identity theft and to keep you safe.  I recommend doing all five steps to minimize your risk.

1.  Don't over expose or over share your information online.  This seems obvious but often time people overlook this a lot.  Also, it is recommended that you set the proper security to your online profiles such as Facebook.

2.  Destroy private records and statements. Putting your private records, bank statements, and other information into the trash allows thieves the easiest access to your information.  Shredding this information with a crosscut shredding system is recommended.

3.  Create Strong Passwords.  According to Microsoft, passwords provide the first line of defense against unauthorized access to your computer.  The stronger your password, the more protected your computer will be from hackers and malicious software.

4.  Always be on guard for phishing scams.  Phishing is the activity of defrauding an online account holder of financial information by posing as a legitimate company.  Several times the perpetrator sends out legitimate looking emails to gain access to your personal and financial information.  To avoid phishing scams, when you receive a suspicious looking emails never click on tabs inside the emails.  Instead go directly to the company's website or contact the company directly.

5.  Have a monitor/restoration system in place.  In light of the recent massive data breach with Equifax, this by far is one of the most important steps to protecting yourself.  IDShield by Kroll has one of the most affordable yet complex system on the market today.  They give a 5 million dollar service guarantee and offer restoration services by licensed professional investigators.

Protect yourself and your family today.  

Click here to start your protection

Using this proven strategy will definitely lower your risk of having your identity stolen and having to spend months of trying to restore it yourself.  Stay safe.

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Daniel C. Lewis is known across the country as an identity theft expert.  Daniel is also an Independent Associate with LegalShield.  He was named in by the National Notary Association as the 2010 National Notary of the Year.  He was also named that same year by the Indiana Secretary of State as an Honorary Secretary of State.  Daniel is a entrepreneur, writer, video editor, and was the Executive Director of the radio show "We Are Too Smart To Live Like This". 

What states gives the most speeding tickets

According to the site Statistic Brain the average annual speeding ticket revenue per Police Officer is $300,000 per year.  That is a lot of tickets being issued.  The annual number of people receiving speeding tickets in the United States is 41 million.  In 2014, over 6 million was paid out in speeding tickets.  The average cost per ticket was $152 dollars.  With some areas of the country moving to using cameras to issue tickets instead of an officer the number of issues tickets could soon jump dramatically. 

In order to give you a better understanding of which areas gives the most tickets, here is a list of the top 10 ranked states that you are most likely to receive a citation.

1.      Ohio

2.   Pennsylvania

3.     New York

4.     California

5.     Texas

6.     Georgia

7.     Virginia

8.     North Carolina

9.     Massachusetts

10.   Connecticut

Sometimes when traveling from one area to another it is difficult to know what the posted speed actually is.  The speed limit could drop dramatically, sometimes without a well visible sign indicating the change.  This could lead to an unsuspecting ticket. 

If you do find yourself a victim of receiving a citation and don’t live in the area you are receiving the citation it is probably best to hire an attorney in the area that you received the citation.  Using a program like LegalShield could also save time as well as money. 

Click here for more information on LegalShield

LegalShield has a network of attorneys across the country that could help you with your citation.

Above all else, be careful out there.

What states issues the most speeding tickets?

by Daniel C. Lewis

According to the site Statistic Brain the average annual speeding ticket revenue per Police Officer is $300,000 per year.  That is a lot of tickets being issued.  The annual number of people receiving speeding tickets in the United States is 41 million.  In 2014, over 6 million was paid out in speeding tickets.  The average cost per ticket was $152 dollars.  With some areas of the country moving to using cameras to issue tickets instead of an officer the number of issues tickets could soon jump dramatically. 

In order to give you a better understanding of which areas gives the most tickets, here is a list of the top 10 ranked states that you are most likely to receive a citation.

1# Ohio

2# Pennsylvania

 3# New York

 4# California

  5# Texas

     6# Georgia

 7# Virginia

8# North Carolina

9# Massachusetts

10# Connecticut

Sometimes when traveling from one area to another it is difficult to know what the posted speed actually is.  The speed limit could drop dramatically, sometimes without a well visible sign indicating the change.  This could lead to an unsuspecting ticket.

If you do find yourself a victim of receiving a citation and don’t live in the area you are receiving the citation it is probably best to hire an attorney in the area that you received the citation.  Using a program like LegalShield could also save time as well as money. 

Click here for more information on LegalShield

LegalShield has a network of attorneys across the country that could help you with your citation.

Above all else, be careful out there.

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Daniel C.  Lewis is the current President of the Indiana Notary Association.  He was named by the National Notary Association as the 2010 National Notary of the Year and also named an Honorary Secretary of State by the Indiana Secretary of State in Indiana that same year.  He is the Managing Partner of Lewis Notary & Lewis Training Services Inc. as well as an Independent Associate with LegalShield.  For more information about LegalShield click here

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